In this #TaraToldYou Episode, I answer two credit card questions from Valencia and Brittany.

Tips for using your credit card wisely:

  1. Never exceed $50 per month on your credit card.
  2. Pay off your balance in full immediately.
  3. Use 20% or less of your credit limit.

Tips for paying off credit card debt:

  1. Pay off all credit card debt smallest balance to largest balance (debt snowball).
  2. If debt is in collections, negotiate a lump sum settlement.
  3. Pay off the debt quickly and reassess to prevent it from happening again.

Thanks so much for joining me this week. Have some feedback you’d like to share? Leave a note in the comment section below!


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All The Best,


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